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by Written by Last updated August 26, 2025

What is an Separation Agreement?

A separation agreement is a contract that helps spouses set clear rules when they decide to live apart. This could be because either they aren’t divorced yet or they just haven’t made a decision about the future of the relationship.

It provides information about how each person will handle responsibilities during the separation period. It can also make things smoother if they later decide to divorce.

Some of the areas usually covered include:

  • How to divide bank accounts, debts, and the home
  • Where children will live, visitation schedules, and financial contributions
  • Whether one spouse provides financial assistance to the other and for how long
  • Responsibilities for tax filings

The goal is to reduce conflict by setting clear expectations that each party can follow. Couples can draft an agreement themselves by using our free, easy-to-use separation agreement template. Both sides can look over the agreement and if there isn’t any disagreement, there’s no need to spend money on an attorney.

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What's Included in This Template

  • Complete separation agreement template
  • Living arrangement provisions
  • Child custody guidelines
  • Property division clauses
  • Spousal support terms
  • Debt allocation sections
  • Tax filing arrangements
  • Signature execution blocks

Article written by

Legal Writer & Researcher | Licensed Attorney | 49 Articles

Rachael Goldstein is a licensed attorney and an experienced writer based in Pennsylvania. As a licensed attorney, she specializes in writing clear an accessible articles for EasyLegalDocs.com.